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Medicare Advantage has been rising in popularity in recent years. According to the Centers for Medicare & Medicaid Services, in 2024, 33.8 million enrollees constitute Medicare Advantage. Medicare Advantage has taken more than half a share of the Medicare Marketplace, making up for over 50% of Medicare plans. The May Congressional Budget Office (CBO) estimates that the plans will make up 62% of all Medicare plans in 2033.

It comes as no surprise that big healthcare providers such as UnitedHealthcare and Humana have seen tremendous growth in beneficiaries that use these types of plans nationwide.

However, there are many questions concerning whether the current benefits will continue in the future with the growing demand from consumers and providers valuing their profit...

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Introduction:

The healthcare landscape is constantly evolving, and 2024 marks a significant milestone in the transformation of Medicare Part D in response to the Inflation Reduction Act of 2022. This act, lowered drug costs and reduced federal spending, allowing accessible and cost-effective healthcare experiences for millions of Americans.

Changes for 2024:

One of the most notable changes coming in 2024 is the costs associated with the catastrophic phase in Medicare Part D. Enrollees without low-income subsidies, facing high spending, will now benefit from a capped limit. In 2024, this cap is set at $8,000, covering both out-of-pocket expenses and the value of the manufacturer price discount on brand-name drugs in the coverage gap...

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Medi-Cal Legislation

In the evolving landscape of healthcare policies, particularly in California, there have been significant recent changes in Medi-Cal eligibility, in regards to immigration status. These changes aim to enhance accessibility and inclusivity in healthcare, ensuring that a wider demographic can benefit from the benefits of full-scope Medi-Cal coverage.

According to Covered California, under the Affordable Care Act, most immigrants qualify for health coverage, including green card holders, temporary residents, refugees, those with temporary protected status, and working or student visas. These new laws present an opportunity for both lawfully and unlawfully present individuals who apply through Covered California for eligibility for a health plan.

One noteworthy development is...

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2024 is here, and it is time for you to get out of life what you deserve. There are many ways to stay motivated to achieve your goals. Health plays a pivotal role in motivation and is a driving force in all areas of life. Here are some healthy ways to stay motivated for 2024!

Practice Positivity and Gratitude

1). Psychologists have indicated that expressing gratitude regularly can improve your quality of sleep and reduce feelings and anxiety and depression.

2). Using positive language correlates to better moods and less fatigue and inflammation.

Create a routine

1). Create daily tasks that focus on your health and that are repeatable. Brushing your teeth, showering, shaving, or getting ready for the following day of work...

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According to the Centers for Medicare & Medicaid Services, Medicare Advantage is a type of Medicare Health Plan "offered by Medicare-approved private companies that must follow rules set by Medicare." Most Medicare Advantage Plans include drug coverage (Part D). Https://www.medpagetoday.com/ states that more than half of all Medicare Beneficiaries are enrolled in Medicare Advantage.

Recently, hospitals have been rejecting Medicare Advantage plans because the carriers who offer these coverages are providing inadequate payments that don't cover the cost of patient care.

Medical facilities, including Scripps' Health, which is one of San Diego's top Medical Centers' have experienced a loss...

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On October 12th, 2023 the Centers for Medicare & Medicaid Services (CMS) announced the 2024 deductibles and premium amounts for the Medicare Part A and B Programs. As well as the 2024 Medicare Part D income-related monthly adjustment amounts.

Due to recent inflation, The Inflation Reduction Act has increased the eligibility of access to lower-cost prescription drugs.

Part A

The Medicare Part A inpatient hospital deductible that beneficiaries pay if admitted will be $1,632 in 2024, a $23 increase from 2023.

The Part A inpatient hospital deductible covers beneficiaries' share of costs for the first 60 days of Medicare-covered inpatient hospital care in a benefit period.

Part B

Medicare Part B covers doctors'...

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Medicare

A.I. has become a pivotal aid for daily life. We use A.I. when talking to Siri, Amazon’s Alexa, or chat GPT to gain recommendations on what to write about a topic or event. This technology is changing the digital landscape by automating the processes of ad targeting, lead generation, SEO and evaluating/ organizing complex data. Although, these automations can be helpful, especially for healthcare professionals, they must be regulated and monitored closely for optimal efficiency and efficacy.

Several A.I. tools assist in Medicare procedures, including automated data management, streamlining patient records and administrative tasks, and reducing errors to ensure data accuracy.

A tool utilized by multiple websites and facilitated customer service is Chatbots. They use their AI...

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HSA Contributions

To be HSA eligible, one must be enrolled in an HSA-Eligible Health Plan, not enrolled in Medicare, not claimed as a dependent and make contributions to that plan.

There are significant changes to HSA contributions in the year 2023 -2024. A single policy plan can cover up to $3,850 in 2023, and a family plan reaches up to $7,750, a staggering $400 increase from 2022. Individuals 55 or older can contribute $1,000 annually. There is an even higher increase in 2024, which will cover $4,150 for self-coverage ($300 increase), and $8,300 for family ($550 increase). There are considerable policies to take advantage of, even more advantageous than previous years.

Inflation has been a primary cause for the increase in HSA contributions from 2022-2024. Although inflation...

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Pumpkin Spice Bars

As fall approaches and the Holidays come into swing, it’s a terrific time to spend cooking with family and friends. What better way to celebrate with family and friends than with an amazing beginner-friendly organic Pumpkin Spice Recipe? This wholesome dish will not only taste great but is a nutritious substitute for desserts that are higher in sugar and calories. Get ready to embrace the joys of autumn with this delicious recipe.

Ingredients:

Flours:

· ½ cup of all-purpose flour and ½ cup whole wheat flour

Spices:

· 2 Teaspoons ground cinnamon

· ¼ teaspoons ground nutmeg

· ¼ teaspoon ground ginger

Salt:

· ½ teaspoon...

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Fall Dessert

Fall is approaching.

As the weather becomes colder, the Holidays are near, and family gatherings ensue, desserts become a popular commodity.

Although pumpkin pie, chocolate cake, and cookies are delicious treats, they can be very high in calories.

The Dietary Guidelines for Americans stated to limit added sugars and saturated fats to less than 10% of calories per day.

Calories are a crucial factor when making meals. When the number of calories you consume matches the number of calories you burn, your weight remains stable. A caloric surplus or deficit will dictate weight loss or gain.

Fortunately, some alternatives be just as tasty with lower calories.

Healthy options include:

  • Yogurt and Berries
  • Frozen Fruit...
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As we grow older, our health becomes even more important. With the rising costs of medical care, it’s essential to have the right insurance coverage to protect your health and finances. That’s where supplemental health insurance comes in, specifically Santa Barbara Supplemental Plans, also known as Medi Gap. Stevens & Associates Insurance Agency wants to help you understand Medicare Supplemental Insurance, so today, we’ll go over what it is and how it can help you.

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When you’re working to find insurance coverage for yourself and your family, you have a wide range of options to choose from. Whether you’re used to working directly with large insurance providers or you’re experienced in working with an insurance agency, Stevens & Associates Insurance Agency is your top choice for finding great coverage options! Here are four benefits our clients enjoy when they work with us.

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Medicare is a federal health insurance program that insures individuals over the age of 65. It is also available to certain individuals who are under the age of 65 and meet other qualifications. However, it is important to understand there are different parts to Medicare plans that you should be aware of.

At Stevens & Associates Insurance Agency, Inc., we want to make sure our customers in Santa Barbara, CA, understand how Medicare insures individuals and the differences between Part A and Part B. Keep reading to get more information!

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At Stevens and Associates Insurance Agency, Inc, we care about each individual we work with, and if you need assistance with your insurance options, you can turn to us to provide what you need. Read below to learn a bit more about our policies and other programs. We are committed to our customers, and we work tirelessly to ensure you are taken care of. Contact us today!

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Welcome to Stevens and Associates Insurance Agency, Inc! As a full concierge insurance ageny, you can trust us to handle your health insurance needs, and we have more than 65 years of experience for your peace of mind. This blog explores what you should know about Medicare Plan D, and we encourage you to read below to learn more about your options. Contact us today!

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Welcome to our site! We are in the process of building our blog page and will have many interesting articles to share in the coming months. Please stay tuned to this page for information to come. And if you have any questions about our business or want to reach out to us, we would love for you to stop by our contact page.

Thank you!

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