The Medicare 101 Seminar is your opportunity to get expert insights and clarity on how the latest Medicare updates will affect you. Whether you're new to Medicare, nearing eligibility, or already enrolled, this seminar will help you understand everything you need to know to make informed decisions about your coverage.

We invite you to join our seminar, hosted at our office; 3412 State Street, Santa Barbara. Multiple options available, register for the time/date that works best for your schedule. In this comprehensive discussion, we’ll explore critical topics about Medicare, such as:

• What is covered by Medicare?: A breakdown of Medicare Parts A, B, C, and D, and what healthcare services are included under each part.

• Medicare Qualifications: An overview of the eligibility requirements for Medicare, including age, disability, and any other special conditions.

• Cost & Penalties: Information on Medicare premiums, deductibles, co-pays, and the penalties for late enrollment.

• Enrollment Periods: Key enrollment periods, including the Initial Enrollment Period (IEP), General Enrollment Period (GEP), and Special Enrollment Periods (SEPs).

• Medicare vs. Employer coverage: How Medicare works alongside employer health insurance and when to consider enrolling in Medicare if you’re still working.

Don’t miss out on this crucial opportunity to understand how Medicare will change in 2025 and how those changes impact you. Whether you're just starting to navigate Medicare or need a refresher, this seminar is designed for everyone!

*Stevens & Associates Insurance Agency, Inc. (SNA) is a non-government resource. SNA is not affiliated with Medicare. SNA is a resource that helps educate, assist in coverage change, and services issues a consumer may have in Medicare and Medicare-related products*