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All services are provided by Stevens & Associates Insurance Agency, Inc.


Medicare Resource Program

FwdThink Insurance & Alternative Solutions, LLC. provides our Resource Program to assist Medicare eligible employees and retirees.

All services are provided without cost or obligation.


On Demand Videos

Short educational videos regarding the important topics around Medicare, Medicare Supplements, Medicare Advantage, and Medicare Part D

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Medicare Information

Medicare, run by the Centers for Medicare & Medicaid Services, helps pay for inpatient hospital care and other medical services.

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Required Forms

New to Medicare? Leaving employer coverage? Wondering how to set up a account? We have you covered.

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Social Security

Social Security encompasses Old-Age, Survivors, and Disability Insurance (OASDI) in the United States.

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Retiree Roadmap

A step-by-step guide to the retiree health insurance process.

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COBRA or Options

COBRA stands for Consolidated Omnibus Budget Reconciliation Act. It acts as an extension to your current Group Health Plan.

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Unique VIP Service

Our 4 pillar client resolution system is designed to provide a systematic approach to finding positive resolutions from a whole team of customer service specialists.

How it helps you


Stevens Advantage

Stevens & Associates was established in 1984 by our president Gerald “Ray” Stevens. Ray has been a top level producer since his very first year in the insurance business.

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Group VS Medicare

If your employer has less than 20 employees, you may want to enroll in Medicare Parts A and B, since most small group plans pay as though you have Medicare.

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States Served



Professional agents



Years in Medicare



Insurance plans offered

     Meet your Account Advisor

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Beth Gorsky Account Manager

License #4157570

Beth was born and raised in New Jersey. She moved to California to pursue new opportunities, graduating from UCSB. She has a passion for helping others in the health industry and ran her business dedicated to flexibility and resistance training. She enjoys guiding clientele in making choices that fit their health needs. In her free time, Beth is a member of Calgary Chapel, is involved in her community, and does outdoor activities. Overall, she feels blessed to work in a field where she makes a positive impact on others' health and well-being.

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Contact FwdThink Insurance & Alternative Solutions, LLC.